Call reports 2001
TALMER WEST BANK — 2001
What TALMER WEST BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 250,552,000 | 252,460,000 | 264,768,000 | 271,107,000 |
| Total loans | 219,655,000 | 229,768,000 | 235,719,000 | 248,849,000 |
| Allowance for loan losses | 2,895,000 | 2,929,000 | 3,052,000 | 3,219,000 |
| Securities available for sale | 4,988,000 | 3,048,000 | 2,854,000 | 1,636,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,954,000 | 211,307,000 | 222,131,000 | 226,186,000 |
| Interest-bearing deposits | 176,473,000 | 177,515,000 | 189,003,000 | 189,771,000 |
| Noninterest-bearing deposits | 34,481,000 | 33,792,000 | 33,128,000 | 36,415,000 |
| Equity capital | 18,196,000 | 18,618,000 | 20,554,000 | 20,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,304,000 | 10,606,000 | 15,848,000 | 21,011,000 |
| Interest expense | 2,748,000 | 5,371,000 | 7,785,000 | 9,891,000 |
| Net interest income | 2,556,000 | 5,235,000 | 8,063,000 | 11,120,000 |
| Noninterest income | 487,000 | 1,132,000 | 1,737,000 | 2,361,000 |
| Noninterest expense | 1,514,000 | 3,164,000 | 4,843,000 | 6,638,000 |
| Provision for loan losses | 128,000 | 172,000 | 299,000 | 480,000 |
| Pretax income | 1,401,000 | 3,031,000 | 4,658,000 | 6,363,000 |
| Income tax | 476,000 | 1,029,000 | 1,583,000 | 2,163,000 |
| Net income | 925,000 | 2,002,000 | 3,075,000 | 4,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,179,000 | 18,605,000 | 20,528,000 | 20,969,000 |
| Total capital | 20,776,000 | 21,228,000 | 23,273,000 | 23,837,000 |
| Risk-weighted assets | 207,558,000 | 209,489,000 | 219,308,000 | 229,118,000 |