Call reports 2026
MI BANK — 2026
What MI BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 256,937,000 | 245,497,000 |
| Total loans | 198,155,000 | 209,266,000 |
| Allowance for loan losses | 2,345,000 | 2,340,000 |
| Securities available for sale | 7,595,000 | 7,347,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 232,911,000 | 220,912,000 |
| Interest-bearing deposits | 192,537,000 | 190,241,000 |
| Noninterest-bearing deposits | 40,374,000 | 30,671,000 |
| Equity capital | 22,257,000 | 22,838,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,933,000 | 7,526,000 |
| Interest expense | 1,666,000 | 3,248,000 |
| Net interest income | 2,267,000 | 4,278,000 |
| Noninterest income | 49,000 | 120,000 |
| Noninterest expense | 1,422,000 | 2,798,000 |
| Provision for loan losses | 45,000 | 40,000 |
| Pretax income | 849,000 | 1,540,000 |
| Income tax | 180,000 | 326,000 |
| Net income | 669,000 | 1,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,869,000 | 22,571,000 |
| Total capital | 24,374,000 | 25,091,000 |
| Risk-weighted assets | 210,993,000 | 223,196,000 |
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