Call reports 2013
COMMUNITY BUSINESS BANK — 2013
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 130,187,000 | 128,548,000 | 131,848,000 | 131,161,000 |
| Total loans | 76,888,000 | 82,659,000 | 86,989,000 | 90,385,000 |
| Allowance for loan losses | 1,538,000 | 1,503,000 | 1,503,000 | 1,454,000 |
| Securities available for sale | 15,696,000 | 15,173,000 | 16,007,000 | 16,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,854,000 | 101,814,000 | 104,638,000 | 102,823,000 |
| Interest-bearing deposits | 79,390,000 | 78,714,000 | 77,581,000 | 77,854,000 |
| Noninterest-bearing deposits | 24,464,000 | 23,100,000 | 27,057,000 | 24,969,000 |
| Equity capital | 17,573,000 | 17,675,000 | 18,034,000 | 18,278,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,143,000 | 2,364,000 | 3,591,000 | 4,863,000 |
| Interest expense | 166,000 | 326,000 | 487,000 | 650,000 |
| Net interest income | 977,000 | 2,038,000 | 3,104,000 | 4,213,000 |
| Noninterest income | 29,000 | 66,000 | 100,000 | 138,000 |
| Noninterest expense | 723,000 | 1,433,000 | 2,193,000 | 2,979,000 |
| Provision for loan losses | 26,000 | 91,000 | 91,000 | 91,000 |
| Pretax income | 102,000 | 425,000 | 765,000 | 1,126,000 |
| Income tax | 0 | 0 | 0 | 81,000 |
| Net income | 102,000 | 425,000 | 765,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,634,000 | 17,957,000 | 18,297,000 | 18,576,000 |
| Total capital | 18,692,000 | 19,058,000 | 19,444,000 | 19,799,000 |
| Risk-weighted assets | 84,191,000 | 87,663,000 | 91,427,000 | 97,640,000 |