Call reports 2012
COMMUNITY BUSINESS BANK — 2012
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 110,115,000 | 123,444,000 | 127,647,000 | 141,494,000 |
| Total loans | 66,061,000 | 72,084,000 | 74,257,000 | 75,681,000 |
| Allowance for loan losses | 1,229,000 | 1,384,000 | 1,470,000 | 1,512,000 |
| Securities available for sale | 31,821,000 | 33,216,000 | 29,691,000 | 33,429,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,406,000 | 98,517,000 | 102,262,000 | 116,217,000 |
| Interest-bearing deposits | 68,822,000 | 77,048,000 | 78,045,000 | 82,201,000 |
| Noninterest-bearing deposits | 20,584,000 | 21,469,000 | 24,217,000 | 34,016,000 |
| Equity capital | 16,672,000 | 16,977,000 | 17,282,000 | 17,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,103,000 | 2,265,000 | 3,463,000 | 4,655,000 |
| Interest expense | 186,000 | 370,000 | 562,000 | 744,000 |
| Net interest income | 917,000 | 1,895,000 | 2,901,000 | 3,911,000 |
| Noninterest income | 20,000 | 43,000 | 67,000 | 95,000 |
| Noninterest expense | 609,000 | 1,295,000 | 2,018,000 | 2,733,000 |
| Provision for loan losses | 76,000 | 231,000 | 317,000 | 359,000 |
| Pretax income | 291,000 | 513,000 | 788,000 | 1,115,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 291,000 | 513,000 | 788,000 | 1,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,708,000 | 16,930,000 | 17,204,000 | 17,532,000 |
| Total capital | 17,541,000 | 17,867,000 | 18,182,000 | 18,587,000 |
| Risk-weighted assets | 66,265,000 | 74,545,000 | 77,765,000 | 83,949,000 |