Call reports 2011
COMMUNITY BUSINESS BANK — 2011
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 108,124,000 | 107,113,000 | 108,780,000 | 109,825,000 |
| Total loans | 61,906,000 | 64,083,000 | 66,122,000 | 64,074,000 |
| Allowance for loan losses | 782,000 | 838,000 | 1,138,000 | 1,403,000 |
| Securities available for sale | 22,688,000 | 17,271,000 | 25,516,000 | 30,348,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,539,000 | 88,067,000 | 88,940,000 | 90,052,000 |
| Interest-bearing deposits | 70,395,000 | 72,253,000 | 71,341,000 | 70,523,000 |
| Noninterest-bearing deposits | 19,144,000 | 15,814,000 | 17,599,000 | 19,529,000 |
| Equity capital | 15,614,000 | 16,096,000 | 16,303,000 | 16,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,073,000 | 2,205,000 | 3,349,000 | 4,505,000 |
| Interest expense | 237,000 | 476,000 | 693,000 | 895,000 |
| Net interest income | 836,000 | 1,729,000 | 2,656,000 | 3,610,000 |
| Noninterest income | 11,000 | 26,000 | 68,000 | 86,000 |
| Noninterest expense | 553,000 | 1,141,000 | 1,706,000 | 2,317,000 |
| Provision for loan losses | 19,000 | 126,000 | 426,000 | 691,000 |
| Pretax income | 275,000 | 571,000 | 804,000 | 902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 275,000 | 571,000 | 804,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,773,000 | 16,072,000 | 16,306,000 | 16,417,000 |
| Total capital | 16,555,000 | 16,893,000 | 17,158,000 | 17,234,000 |
| Risk-weighted assets | 64,576,000 | 65,647,000 | 67,905,000 | 64,806,000 |