Call reports 2010
COMMUNITY BUSINESS BANK — 2010
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 79,263,000 | 83,405,000 | 90,160,000 | 101,527,000 |
| Total loans | 46,536,000 | 51,907,000 | 56,984,000 | 60,447,000 |
| Allowance for loan losses | 572,000 | 641,000 | 708,000 | 763,000 |
| Securities available for sale | 14,586,000 | 12,485,000 | 16,808,000 | 20,117,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,524,000 | 66,385,000 | 72,394,000 | 84,116,000 |
| Interest-bearing deposits | 54,949,000 | 56,394,000 | 62,256,000 | 64,323,000 |
| Noninterest-bearing deposits | 7,575,000 | 9,991,000 | 10,138,000 | 19,793,000 |
| Equity capital | 15,136,000 | 15,188,000 | 15,400,000 | 15,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 925,000 | 1,883,000 | 2,910,000 | 3,962,000 |
| Interest expense | 259,000 | 522,000 | 789,000 | 1,057,000 |
| Net interest income | 666,000 | 1,361,000 | 2,121,000 | 2,905,000 |
| Noninterest income | 20,000 | -121,000 | -102,000 | -91,000 |
| Noninterest expense | 710,000 | 1,439,000 | 2,107,000 | 2,825,000 |
| Provision for loan losses | 15,000 | 84,000 | 151,000 | 206,000 |
| Pretax income | -39,000 | -198,000 | -154,000 | -132,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -39,000 | -198,000 | -154,000 | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,094,000 | 15,100,000 | 15,309,000 | 15,497,000 |
| Total capital | 15,666,000 | 15,741,000 | 16,017,000 | 16,260,000 |
| Risk-weighted assets | 53,041,000 | 55,095,000 | 59,787,000 | 63,837,000 |