Call reports 2009
COMMUNITY BUSINESS BANK — 2009
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 56,677,000 | 61,259,000 | 71,316,000 | 75,045,000 |
| Total loans | 33,739,000 | 35,074,000 | 44,737,000 | 48,847,000 |
| Allowance for loan losses | 372,000 | 387,000 | 493,000 | 600,000 |
| Securities available for sale | 16,675,000 | 17,843,000 | 18,312,000 | 14,298,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,676,000 | 46,359,000 | 55,479,000 | 58,354,000 |
| Interest-bearing deposits | 37,960,000 | 41,389,000 | 48,592,000 | 51,838,000 |
| Noninterest-bearing deposits | 3,716,000 | 4,970,000 | 6,887,000 | 6,516,000 |
| Equity capital | 14,825,000 | 14,750,000 | 14,847,000 | 14,865,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 629,000 | 1,339,000 | 2,193,000 | 3,121,000 |
| Interest expense | 240,000 | 508,000 | 782,000 | 1,065,000 |
| Net interest income | 389,000 | 831,000 | 1,411,000 | 2,056,000 |
| Noninterest income | 31,000 | 60,000 | 87,000 | 106,000 |
| Noninterest expense | 637,000 | 1,269,000 | 1,969,000 | 2,637,000 |
| Provision for loan losses | 42,000 | 57,000 | 163,000 | 270,000 |
| Pretax income | -244,000 | -420,000 | -594,000 | -435,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -244,000 | -420,000 | -594,000 | -435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,662,000 | 14,651,000 | 14,643,000 | 14,967,000 |
| Total capital | 15,034,000 | 15,038,000 | 15,136,000 | 15,567,000 |
| Risk-weighted assets | 37,282,000 | 38,739,000 | 46,897,000 | 51,703,000 |