Call reports 2008
COMMUNITY BUSINESS BANK — 2008
What COMMUNITY BUSINESS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 23,038,000 | 30,157,000 | 39,580,000 | 47,610,000 |
| Total loans | 6,894,000 | 17,070,000 | 24,008,000 | 29,976,000 |
| Allowance for loan losses | 76,000 | 188,000 | 264,000 | 330,000 |
| Securities available for sale | 1,887,000 | 3,678,000 | 7,200,000 | 9,523,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,711,000 | 15,139,000 | 24,683,000 | 32,487,000 |
| Interest-bearing deposits | 6,855,000 | 11,887,000 | 21,462,000 | 28,932,000 |
| Noninterest-bearing deposits | 856,000 | 3,252,000 | 3,221,000 | 3,555,000 |
| Equity capital | 15,296,000 | 14,977,000 | 14,830,000 | 14,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 338,000 | 652,000 | 1,088,000 | 1,634,000 |
| Interest expense | 66,000 | 133,000 | 270,000 | 462,000 |
| Net interest income | 272,000 | 519,000 | 818,000 | 1,172,000 |
| Noninterest income | 0 | 2,000 | 26,000 | 41,000 |
| Noninterest expense | 1,777,000 | 2,379,000 | 2,963,000 | 3,563,000 |
| Provision for loan losses | 76,000 | 188,000 | 264,000 | 330,000 |
| Pretax income | -1,581,000 | -2,046,000 | -2,383,000 | -2,680,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -1,581,000 | -2,046,000 | -2,383,000 | -2,680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,285,000 | 15,046,000 | 14,873,000 | 14,741,000 |
| Total capital | 15,361,000 | 15,234,000 | 15,137,000 | 15,071,000 |
| Risk-weighted assets | 10,691,000 | 20,608,000 | 28,540,000 | 34,723,000 |