Call reports 2002
KLEIN NATIONAL BANK OF MADISON, THE — 2002
What KLEIN NATIONAL BANK OF MADISON, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 61,179,000 | 61,511,000 | 59,950,000 | 61,233,000 |
| Total loans | 37,949,000 | 39,783,000 | 39,646,000 | 37,682,000 |
| Allowance for loan losses | 601,000 | 654,000 | 645,000 | 741,000 |
| Securities available for sale | 18,807,000 | 18,079,000 | 16,106,000 | 17,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,863,000 | 51,872,000 | 49,969,000 | 51,537,000 |
| Interest-bearing deposits | 48,437,000 | 48,606,000 | 46,810,000 | 47,628,000 |
| Noninterest-bearing deposits | 3,426,000 | 3,266,000 | 3,159,000 | 3,909,000 |
| Equity capital | 6,961,000 | 7,324,000 | 7,710,000 | 7,384,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,017,000 | 3,012,000 | 3,954,000 |
| Interest expense | 422,000 | 785,000 | 1,119,000 | 1,422,000 |
| Net interest income | 597,000 | 1,232,000 | 1,893,000 | 2,532,000 |
| Noninterest income | 157,000 | 299,000 | 433,000 | 580,000 |
| Noninterest expense | 441,000 | 897,000 | 1,348,000 | 1,860,000 |
| Provision for loan losses | 53,000 | 94,000 | 162,000 | 258,000 |
| Pretax income | 260,000 | 540,000 | 816,000 | 994,000 |
| Income tax | 243,000 | 267,000 | 279,000 | 281,000 |
| Net income | 17,000 | 273,000 | 537,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,819,000 | 7,075,000 | 7,338,000 | 7,064,000 |
| Total capital | 7,420,000 | 7,684,000 | 7,938,000 | 7,654,000 |
| Risk-weighted assets | 48,654,000 | 48,661,000 | 47,984,000 | 47,058,000 |