Call reports 2012
LIBERTY STATE BANK — 2012
What LIBERTY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 144,170,000 | 148,422,000 | 151,835,000 | 156,755,000 |
| Total loans | 83,253,000 | 89,282,000 | 87,026,000 | 89,177,000 |
| Allowance for loan losses | 1,640,000 | 1,819,000 | 1,661,000 | 1,894,000 |
| Securities available for sale | 38,858,000 | 39,315,000 | 47,691,000 | 47,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 128,082,000 | 131,964,000 | 135,087,000 | 139,997,000 |
| Interest-bearing deposits | 114,270,000 | 117,322,000 | 120,317,000 | 123,352,000 |
| Noninterest-bearing deposits | 13,812,000 | 14,642,000 | 14,770,000 | 16,645,000 |
| Equity capital | 14,261,000 | 14,691,000 | 14,976,000 | 15,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,606,000 | 3,371,000 | 5,035,000 | 6,679,000 |
| Interest expense | 418,000 | 833,000 | 1,245,000 | 1,658,000 |
| Net interest income | 1,188,000 | 2,538,000 | 3,790,000 | 5,021,000 |
| Noninterest income | 84,000 | 300,000 | 507,000 | 699,000 |
| Noninterest expense | 880,000 | 1,744,000 | 2,588,000 | 3,444,000 |
| Provision for loan losses | 121,000 | 341,000 | 566,000 | 891,000 |
| Pretax income | 271,000 | 757,000 | 1,143,000 | 1,385,000 |
| Income tax | 39,000 | 151,000 | 225,000 | 250,000 |
| Net income | 232,000 | 606,000 | 918,000 | 1,135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,533,000 | 13,905,000 | 14,081,000 | 14,299,000 |
| Total capital | 14,528,000 | 14,961,000 | 15,121,000 | 15,369,000 |
| Risk-weighted assets | 78,495,000 | 83,738,000 | 82,594,000 | 84,805,000 |
Machine access — free, no API key
Every figure shown here about LIBERTY STATE BANK — 2012 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.