Call reports 2011
LIBERTY STATE BANK — 2011
What LIBERTY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 136,874,000 | 136,878,000 | 136,085,000 | 137,344,000 |
| Total loans | 86,237,000 | 87,665,000 | 84,977,000 | 83,281,000 |
| Allowance for loan losses | 1,710,000 | 1,684,000 | 1,844,000 | 1,534,000 |
| Securities available for sale | 36,530,000 | 37,980,000 | 36,923,000 | 37,035,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,144,000 | 121,068,000 | 119,588,000 | 121,219,000 |
| Interest-bearing deposits | 109,039,000 | 108,212,000 | 107,351,000 | 108,231,000 |
| Noninterest-bearing deposits | 13,104,000 | 12,857,000 | 12,237,000 | 12,988,000 |
| Equity capital | 12,864,000 | 13,571,000 | 14,008,000 | 14,230,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,647,000 | 3,322,000 | 5,095,000 | 6,512,000 |
| Interest expense | 510,000 | 975,000 | 1,424,000 | 1,859,000 |
| Net interest income | 1,137,000 | 2,347,000 | 3,671,000 | 4,653,000 |
| Noninterest income | 214,000 | 486,000 | 703,000 | 1,434,000 |
| Noninterest expense | 821,000 | 1,662,000 | 2,487,000 | 3,225,000 |
| Provision for loan losses | 300,000 | 420,000 | 662,000 | 1,641,000 |
| Pretax income | 230,000 | 751,000 | 1,225,000 | 1,221,000 |
| Income tax | 20,000 | 138,000 | 241,000 | 10,000 |
| Net income | 210,000 | 613,000 | 984,000 | 1,211,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,555,000 | 12,973,000 | 13,210,000 | 13,436,000 |
| Total capital | 13,602,000 | 14,040,000 | 14,257,000 | 14,449,000 |
| Risk-weighted assets | 83,115,000 | 84,769,000 | 82,950,000 | 80,513,000 |