Call reports 2001
LIBERTY STATE BANK — 2001
What LIBERTY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 91,570,000 | 90,768,000 | 92,491,000 | 92,943,000 |
| Total loans | 53,399,000 | 52,235,000 | 52,335,000 | 51,276,000 |
| Allowance for loan losses | 912,000 | 956,000 | 1,413,000 | 1,372,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,098,000 | 24,598,000 | 23,419,000 | 24,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 83,854,000 | 82,877,000 | 85,022,000 | 85,236,000 |
| Interest-bearing deposits | 75,140,000 | 74,646,000 | 76,791,000 | 76,102,000 |
| Noninterest-bearing deposits | 8,714,000 | 8,230,000 | 8,231,000 | 9,134,000 |
| Equity capital | 6,972,000 | 7,187,000 | 6,761,000 | 7,152,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,756,000 | 3,531,000 | 5,227,000 | 6,839,000 |
| Interest expense | 1,013,000 | 2,009,000 | 2,947,000 | 3,767,000 |
| Net interest income | 743,000 | 1,522,000 | 2,280,000 | 3,072,000 |
| Noninterest income | 163,000 | 333,000 | 475,000 | 622,000 |
| Noninterest expense | 618,000 | 1,243,000 | 1,896,000 | 2,556,000 |
| Provision for loan losses | 30,000 | 60,000 | 592,000 | 622,000 |
| Pretax income | 258,000 | 552,000 | 267,000 | 516,000 |
| Income tax | 90,000 | 169,000 | 235,000 | 93,000 |
| Net income | 168,000 | 383,000 | 32,000 | 423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,972,000 | 7,187,000 | 6,761,000 | 7,152,000 |
| Total capital | 7,693,000 | 7,887,000 | 7,475,000 | 7,857,000 |
| Risk-weighted assets | 57,481,000 | 56,331,000 | 56,456,000 | 55,718,000 |