Call reports 2006
GEORGIA CENTRAL BANK — 2006
What GEORGIA CENTRAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 91,868,000 | 95,491,000 | 93,997,000 | 93,533,000 |
| Total loans | 65,310,000 | 61,672,000 | 56,082,000 | 57,073,000 |
| Allowance for loan losses | 1,108,000 | 1,041,000 | 1,099,000 | 1,043,000 |
| Securities available for sale | 17,953,000 | 18,812,000 | 20,615,000 | 20,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,160,000 | 84,728,000 | 82,950,000 | 83,516,000 |
| Interest-bearing deposits | 68,909,000 | 72,190,000 | 70,462,000 | 71,390,000 |
| Noninterest-bearing deposits | 12,251,000 | 12,538,000 | 12,488,000 | 12,126,000 |
| Equity capital | 7,592,000 | 7,654,000 | 7,891,000 | 8,082,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,578,000 | 3,286,000 | 5,027,000 | 6,640,000 |
| Interest expense | 583,000 | 1,262,000 | 1,990,000 | 2,763,000 |
| Net interest income | 995,000 | 2,024,000 | 3,037,000 | 3,877,000 |
| Noninterest income | 208,000 | 224,000 | 393,000 | 543,000 |
| Noninterest expense | 843,000 | 1,679,000 | 2,623,000 | 3,539,000 |
| Provision for loan losses | 83,000 | 90,000 | 141,000 | 82,000 |
| Pretax income | 283,000 | 476,000 | 663,000 | 796,000 |
| Income tax | 85,000 | 132,000 | 183,000 | 210,000 |
| Net income | 198,000 | 344,000 | 480,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,784,000 | 7,900,000 | 8,036,000 | 8,142,000 |
| Total capital | 8,661,000 | 8,671,000 | 8,737,000 | 8,944,000 |
| Risk-weighted assets | 69,910,000 | 68,404,000 | 63,915,000 | 63,937,000 |
Machine access — free, no API key
Every figure shown here about GEORGIA CENTRAL BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.