Call reports 2005
GEORGIA CENTRAL BANK — 2005
What GEORGIA CENTRAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 86,600,000 | 87,167,000 | 85,653,000 | 89,605,000 |
| Total loans | 52,491,000 | 57,953,000 | 59,456,000 | 64,642,000 |
| Allowance for loan losses | 794,000 | 870,000 | 982,000 | 1,017,000 |
| Securities available for sale | 17,146,000 | 18,457,000 | 17,582,000 | 16,840,000 |
| Securities held to maturity | 3,860,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 79,588,000 | 79,729,000 | 77,910,000 | 79,376,000 |
| Interest-bearing deposits | 68,381,000 | 67,961,000 | 64,672,000 | 67,239,000 |
| Noninterest-bearing deposits | 11,208,000 | 11,768,000 | 13,238,000 | 12,137,000 |
| Equity capital | 6,327,000 | 6,745,000 | 7,022,000 | 7,418,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,529,000 | 3,956,000 | 5,477,000 |
| Interest expense | 398,000 | 803,000 | 1,256,000 | 1,769,000 |
| Net interest income | 779,000 | 1,726,000 | 2,700,000 | 3,708,000 |
| Noninterest income | 167,000 | 377,000 | 715,000 | 888,000 |
| Noninterest expense | 837,000 | 1,705,000 | 2,516,000 | 3,336,000 |
| Provision for loan losses | -16,000 | 57,000 | 139,000 | 191,000 |
| Pretax income | 117,000 | 330,000 | 749,000 | 1,058,000 |
| Income tax | 24,000 | 84,000 | 213,000 | 330,000 |
| Net income | 93,000 | 246,000 | 536,000 | 728,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,534,000 | 6,816,000 | 7,106,000 | 7,585,000 |
| Total capital | 7,256,000 | 7,600,000 | 7,849,000 | 8,452,000 |
| Risk-weighted assets | 57,727,000 | 62,621,000 | 63,414,000 | 69,250,000 |
Machine access — free, no API key
Every figure shown here about GEORGIA CENTRAL BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.