Call reports 2004
GEORGIA CENTRAL BANK — 2004
What GEORGIA CENTRAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 88,894,000 | 85,073,000 | 84,990,000 | 84,398,000 |
| Total loans | 54,083,000 | 52,887,000 | 54,489,000 | 53,390,000 |
| Allowance for loan losses | 695,000 | 1,067,000 | 1,045,000 | 936,000 |
| Securities available for sale | 18,681,000 | 21,579,000 | 18,880,000 | 18,133,000 |
| Securities held to maturity | 3,979,000 | 3,974,000 | 3,970,000 | 3,966,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,487,000 | 78,330,000 | 78,022,000 | 77,320,000 |
| Interest-bearing deposits | 70,009,000 | 67,262,000 | 66,324,000 | 66,747,000 |
| Noninterest-bearing deposits | 11,478,000 | 11,068,000 | 11,698,000 | 10,573,000 |
| Equity capital | 6,850,000 | 6,105,000 | 6,316,000 | 6,431,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,258,000 | 3,439,000 | 4,625,000 |
| Interest expense | 368,000 | 768,000 | 1,159,000 | 1,552,000 |
| Net interest income | 734,000 | 1,490,000 | 2,280,000 | 3,073,000 |
| Noninterest income | 179,000 | 345,000 | 544,000 | 749,000 |
| Noninterest expense | 782,000 | 1,571,000 | 2,334,000 | 3,151,000 |
| Provision for loan losses | 285,000 | 877,000 | 1,269,000 | 1,252,000 |
| Pretax income | -154,000 | -613,000 | -778,000 | -580,000 |
| Income tax | -60,000 | -213,000 | -290,000 | -264,000 |
| Net income | -94,000 | -400,000 | -488,000 | -316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,788,000 | 6,455,000 | 6,367,000 | 6,510,000 |
| Total capital | 7,483,000 | 7,176,000 | 7,110,000 | 7,238,000 |
| Risk-weighted assets | 59,753,000 | 57,382,000 | 59,151,000 | 58,060,000 |
Machine access — free, no API key
Every figure shown here about GEORGIA CENTRAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.