Call reports 2002
GEORGIA CENTRAL BANK — 2002
What GEORGIA CENTRAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 70,061,000 | 70,677,000 | 69,415,000 | 67,890,000 |
| Total loans | 34,354,000 | 37,644,000 | 39,842,000 | 40,865,000 |
| Allowance for loan losses | 431,000 | 427,000 | 433,000 | 452,000 |
| Securities available for sale | 19,837,000 | 20,893,000 | 17,287,000 | 15,125,000 |
| Securities held to maturity | 4,279,000 | 4,362,000 | 4,360,000 | 4,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,890,000 | 63,191,000 | 61,963,000 | 60,608,000 |
| Interest-bearing deposits | 54,672,000 | 53,973,000 | 52,951,000 | 51,768,000 |
| Noninterest-bearing deposits | 8,218,000 | 9,218,000 | 9,012,000 | 8,840,000 |
| Equity capital | 6,240,000 | 6,587,000 | 6,734,000 | 6,696,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,163,000 | 2,344,000 | 3,532,000 | 4,630,000 |
| Interest expense | 445,000 | 860,000 | 1,240,000 | 1,589,000 |
| Net interest income | 718,000 | 1,484,000 | 2,292,000 | 3,041,000 |
| Noninterest income | 214,000 | 393,000 | 578,000 | 777,000 |
| Noninterest expense | 684,000 | 1,421,000 | 2,221,000 | 3,080,000 |
| Provision for loan losses | 114,000 | 145,000 | 172,000 | 202,000 |
| Pretax income | 220,000 | 397,000 | 570,000 | 629,000 |
| Income tax | 50,000 | 99,000 | 147,000 | 151,000 |
| Net income | 170,000 | 298,000 | 423,000 | 478,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,450,000 | 6,547,000 | 6,673,000 | 6,637,000 |
| Total capital | 6,881,000 | 6,974,000 | 7,106,000 | 7,089,000 |
| Risk-weighted assets | 38,338,000 | 40,037,000 | 42,263,000 | 43,377,000 |