Call reports 2001
GEORGIA CENTRAL BANK — 2001
What GEORGIA CENTRAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 69,346,000 | 70,364,000 | 72,715,000 | 69,765,000 |
| Total loans | 34,950,000 | 36,527,000 | 36,233,000 | 36,141,000 |
| Allowance for loan losses | 450,000 | 440,000 | 514,000 | 527,000 |
| Securities available for sale | 16,551,000 | 18,947,000 | 19,103,000 | 21,981,000 |
| Securities held to maturity | 5,349,000 | 5,451,000 | 4,994,000 | 4,279,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,025,000 | 59,807,000 | 61,776,000 | 62,324,000 |
| Interest-bearing deposits | 51,455,000 | 52,319,000 | 54,487,000 | 54,644,000 |
| Noninterest-bearing deposits | 7,570,000 | 7,487,000 | 7,289,000 | 7,680,000 |
| Equity capital | 9,113,000 | 9,279,000 | 9,599,000 | 6,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,260,000 | 2,602,000 | 3,891,000 | 5,167,000 |
| Interest expense | 634,000 | 1,300,000 | 1,979,000 | 2,583,000 |
| Net interest income | 626,000 | 1,302,000 | 1,912,000 | 2,584,000 |
| Noninterest income | 155,000 | 301,000 | 471,000 | 648,000 |
| Noninterest expense | 545,000 | 1,137,000 | 1,736,000 | 2,390,000 |
| Provision for loan losses | 15,000 | 30,000 | 35,000 | 75,000 |
| Pretax income | 221,000 | 436,000 | 652,000 | 808,000 |
| Income tax | 45,000 | 95,000 | 144,000 | 194,000 |
| Net income | 176,000 | 341,000 | 508,000 | 614,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,021,000 | 9,147,000 | 9,313,000 | 6,279,000 |
| Total capital | 9,471,000 | 9,587,000 | 9,827,000 | 6,790,000 |
| Risk-weighted assets | 39,035,000 | 40,848,000 | 41,763,000 | 40,841,000 |