Call reports 2025
UNITED ORIENT BANK — 2025
What UNITED ORIENT BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 102,009,000 | 101,832,000 | 99,881,000 | 100,637,000 |
| Total loans | 78,831,000 | 77,963,000 | 79,560,000 | 82,422,000 |
| Allowance for loan losses | 1,082,000 | 1,082,000 | 1,082,000 | 1,082,000 |
| Securities available for sale | 1,928,000 | 1,944,000 | 1,963,000 | 1,978,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 68,597,000 | 68,572,000 | 66,897,000 | 67,983,000 |
| Interest-bearing deposits | 49,267,000 | 51,012,000 | 48,731,000 | 49,850,000 |
| Noninterest-bearing deposits | 19,330,000 | 17,560,000 | 18,166,000 | 18,133,000 |
| Equity capital | 13,181,000 | 13,187,000 | 13,155,000 | 13,113,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,147,000 | 4,705,000 | 6,262,000 |
| Interest expense | 492,000 | 1,007,000 | 1,514,000 | 2,006,000 |
| Net interest income | 1,037,000 | 2,140,000 | 3,191,000 | 4,256,000 |
| Noninterest income | 49,000 | 103,000 | 150,000 | 196,000 |
| Noninterest expense | 1,167,000 | 2,316,000 | 3,456,000 | 4,625,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -81,000 | -73,000 | -115,000 | -173,000 |
| Income tax | -14,000 | -1,000 | 2,000 | -3,000 |
| Net income | -67,000 | -72,000 | -117,000 | -170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,233,000 | 13,228,000 | 13,183,000 | 13,131,000 |