Call reports 2021
UNITED ORIENT BANK — 2021
What UNITED ORIENT BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 88,967,000 | 91,486,000 | 93,645,000 | 94,906,000 |
| Total loans | 71,584,000 | 73,608,000 | 73,832,000 | 76,167,000 |
| Allowance for loan losses | 1,027,000 | 1,027,000 | 1,027,000 | 1,027,000 |
| Securities available for sale | 2,006,000 | 2,006,000 | 3,984,000 | 3,943,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,763,000 | 76,811,000 | 79,334,000 | 80,930,000 |
| Interest-bearing deposits | 52,674,000 | 55,561,000 | 58,927,000 | 59,007,000 |
| Noninterest-bearing deposits | 21,089,000 | 21,250,000 | 20,407,000 | 21,923,000 |
| Equity capital | 13,391,000 | 13,196,000 | 13,027,000 | 12,985,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,048,000 | 2,081,000 | 3,143,000 | 4,236,000 |
| Interest expense | 86,000 | 174,000 | 254,000 | 333,000 |
| Net interest income | 962,000 | 1,907,000 | 2,889,000 | 3,903,000 |
| Noninterest income | 44,000 | 89,000 | 141,000 | 189,000 |
| Noninterest expense | 1,172,000 | 2,348,000 | 3,524,000 | 4,734,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -166,000 | -352,000 | -494,000 | -642,000 |
| Income tax | 5,000 | 14,000 | 27,000 | -107,000 |
| Net income | -171,000 | -366,000 | -521,000 | -535,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,391,000 | 13,196,000 | 13,027,000 | 13,027,000 |