Call reports 2019
UNITED ORIENT BANK — 2019
What UNITED ORIENT BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 90,416,000 | 86,664,000 | 86,286,000 | 82,908,000 |
| Total loans | 78,226,000 | 76,435,000 | 69,704,000 | 67,079,000 |
| Allowance for loan losses | 1,027,000 | 1,027,000 | 1,027,000 | 1,027,000 |
| Securities available for sale | 1,986,000 | 1,998,000 | 2,002,000 | 2,006,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,413,000 | 67,581,000 | 67,057,000 | 68,631,000 |
| Interest-bearing deposits | 51,861,000 | 48,147,000 | 47,543,000 | 47,685,000 |
| Noninterest-bearing deposits | 19,552,000 | 19,434,000 | 19,514,000 | 20,946,000 |
| Equity capital | 13,503,000 | 13,676,000 | 13,762,000 | 13,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,382,000 | 2,776,000 | 4,088,000 | 5,329,000 |
| Interest expense | 109,000 | 215,000 | 323,000 | 412,000 |
| Net interest income | 1,273,000 | 2,561,000 | 3,765,000 | 4,917,000 |
| Noninterest income | 54,000 | 111,000 | 158,000 | 207,000 |
| Noninterest expense | 1,121,000 | 2,242,000 | 3,391,000 | 4,520,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 206,000 | 430,000 | 532,000 | 604,000 |
| Income tax | 59,000 | 118,000 | 136,000 | 134,000 |
| Net income | 147,000 | 312,000 | 396,000 | 470,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,516,000 | 13,681,000 | 13,765,000 | 13,839,000 |
| Total capital | 14,397,000 | 14,542,000 | 14,560,000 | 14,605,000 |
| Risk-weighted assets | 70,223,000 | 68,604,000 | 63,275,000 | 60,952,000 |