Call reports 2017
UNITED ORIENT BANK — 2017
What UNITED ORIENT BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,696,000 | 96,714,000 | 97,985,000 | 96,746,000 |
| Total loans | 87,993,000 | 89,138,000 | 90,838,000 | 87,086,000 |
| Allowance for loan losses | 992,000 | 992,000 | 992,000 | 992,000 |
| Securities available for sale | 2,011,000 | 2,016,000 | 2,014,000 | 1,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,763,000 | 79,781,000 | 76,816,000 | 71,561,000 |
| Interest-bearing deposits | 55,188,000 | 54,988,000 | 54,213,000 | 47,975,000 |
| Noninterest-bearing deposits | 27,575,000 | 24,793,000 | 22,603,000 | 23,586,000 |
| Equity capital | 12,214,000 | 12,365,000 | 12,523,000 | 12,627,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,305,000 | 2,667,000 | 4,076,000 | 5,479,000 |
| Interest expense | 72,000 | 149,000 | 236,000 | 340,000 |
| Net interest income | 1,233,000 | 2,518,000 | 3,840,000 | 5,139,000 |
| Noninterest income | 40,000 | 86,000 | 122,000 | 162,000 |
| Noninterest expense | 1,056,000 | 2,108,000 | 3,163,000 | 4,202,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 217,000 | 496,000 | 799,000 | 1,099,000 |
| Income tax | 99,000 | 231,000 | 377,000 | 565,000 |
| Net income | 118,000 | 265,000 | 422,000 | 534,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,214,000 | 12,365,000 | 12,523,000 | 12,627,000 |
| Total capital | 13,201,000 | 13,359,000 | 13,549,000 | 13,614,000 |
| Risk-weighted assets | 78,854,000 | 79,471,000 | 82,042,000 | 78,879,000 |