Call reports 2011
UNITED ORIENT BANK — 2011
What UNITED ORIENT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 86,172,000 | 88,512,000 | 87,674,000 | 92,741,000 |
| Total loans | 78,257,000 | 77,755,000 | 81,113,000 | 83,423,000 |
| Allowance for loan losses | 1,143,000 | 1,173,000 | 1,233,000 | 1,336,000 |
| Securities available for sale | 2,963,000 | 2,917,000 | 1,786,000 | 1,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,528,000 | 75,744,000 | 72,918,000 | 77,802,000 |
| Interest-bearing deposits | 60,233,000 | 59,425,000 | 58,067,000 | 63,263,000 |
| Noninterest-bearing deposits | 15,295,000 | 16,319,000 | 14,851,000 | 14,539,000 |
| Equity capital | 10,140,000 | 10,217,000 | 10,273,000 | 10,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,634,000 | 3,916,000 | 5,272,000 |
| Interest expense | 158,000 | 299,000 | 434,000 | 576,000 |
| Net interest income | 1,232,000 | 2,335,000 | 3,482,000 | 4,696,000 |
| Noninterest income | 60,000 | 123,000 | 174,000 | 224,000 |
| Noninterest expense | 1,032,000 | 2,062,000 | 3,053,000 | 4,028,000 |
| Provision for loan losses | 12,000 | 42,000 | 102,000 | 225,000 |
| Pretax income | 248,000 | 354,000 | 501,000 | 667,000 |
| Income tax | 112,000 | 160,000 | 229,000 | 303,000 |
| Net income | 136,000 | 194,000 | 272,000 | 364,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,118,000 | 10,176,000 | 10,254,000 | 10,346,000 |
| Total capital | 11,037,000 | 11,084,000 | 11,207,000 | 11,333,000 |
| Risk-weighted assets | 73,238,000 | 72,328,000 | 75,922,000 | 78,601,000 |