Call reports 2001
UNITED ORIENT BANK — 2001
What UNITED ORIENT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 87,364,000 | 90,621,000 | 90,716,000 | 89,653,000 |
| Total loans | 46,182,000 | 49,227,000 | 51,237,000 | 50,764,000 |
| Allowance for loan losses | 985,000 | 839,000 | 848,000 | 856,000 |
| Securities available for sale | 26,939,000 | 26,266,000 | 31,173,000 | 28,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,857,000 | 78,823,000 | 78,374,000 | 77,546,000 |
| Interest-bearing deposits | 54,665,000 | 56,988,000 | 56,489,000 | 54,450,000 |
| Noninterest-bearing deposits | 21,192,000 | 21,835,000 | 21,885,000 | 23,096,000 |
| Equity capital | 7,496,000 | 7,680,000 | 8,198,000 | 8,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,619,000 | 3,297,000 | 4,949,000 | 6,501,000 |
| Interest expense | 646,000 | 1,297,000 | 1,886,000 | 2,263,000 |
| Net interest income | 973,000 | 2,000,000 | 3,063,000 | 4,238,000 |
| Noninterest income | 123,000 | 264,000 | 389,000 | 499,000 |
| Noninterest expense | 923,000 | 1,833,000 | 2,862,000 | 3,802,000 |
| Provision for loan losses | 6,000 | -138,000 | -132,000 | -126,000 |
| Pretax income | 167,000 | 569,000 | 836,000 | 1,175,000 |
| Income tax | 82,000 | 282,000 | 413,000 | 588,000 |
| Net income | 85,000 | 287,000 | 423,000 | 587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,373,000 | 7,574,000 | 7,737,000 | 7,885,000 |
| Total capital | 8,063,000 | 8,267,000 | 8,456,000 | 8,595,000 |
| Risk-weighted assets | 54,898,000 | 55,293,000 | 57,365,000 | 56,640,000 |