Call reports 2025
HERITAGE BANK OF SAINT TAMMANY — 2025
What HERITAGE BANK OF SAINT TAMMANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 183,492,000 | 187,301,000 | 185,308,000 | 179,087,000 |
| Total loans | 146,465,000 | 154,205,000 | 146,328,000 | 145,819,000 |
| Allowance for loan losses | 1,305,000 | 1,300,000 | 1,298,000 | 1,297,000 |
| Securities available for sale | 6,040,000 | 5,787,000 | 5,790,000 | 5,686,000 |
| Securities held to maturity | 6,576,000 | 6,385,000 | 6,164,000 | 5,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 153,483,000 | 156,948,000 | 158,902,000 | 148,858,000 |
| Interest-bearing deposits | 136,502,000 | 138,791,000 | 142,049,000 | 131,844,000 |
| Noninterest-bearing deposits | 16,981,000 | 18,157,000 | 16,853,000 | 17,014,000 |
| Equity capital | 19,060,000 | 19,268,000 | 19,333,000 | 19,616,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,419,000 | 4,965,000 | 7,512,000 | 10,008,000 |
| Interest expense | 1,295,000 | 2,543,000 | 3,815,000 | 4,948,000 |
| Net interest income | 1,124,000 | 2,422,000 | 3,697,000 | 5,060,000 |
| Noninterest income | 247,000 | 449,000 | 749,000 | 1,000,000 |
| Noninterest expense | 1,070,000 | 2,273,000 | 3,949,000 | 5,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 301,000 | 598,000 | 497,000 | 820,000 |
| Income tax | 14,000 | 108,000 | 85,000 | 177,000 |
| Net income | 287,000 | 490,000 | 412,000 | 643,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,514,000 | 19,825,000 | 19,826,000 | 20,064,000 |