Call reports 2023
HERITAGE BANK OF SAINT TAMMANY — 2023
What HERITAGE BANK OF SAINT TAMMANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 182,474,000 | 183,734,000 | 181,699,000 | 174,297,000 |
| Total loans | 138,333,000 | 141,582,000 | 142,192,000 | 139,414,000 |
| Allowance for loan losses | 1,314,000 | 1,311,000 | 1,310,000 | 1,309,000 |
| Securities available for sale | 15,962,000 | 15,497,000 | 13,751,000 | 7,136,000 |
| Securities held to maturity | 8,358,000 | 8,091,000 | 7,850,000 | 7,581,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,011,000 | 132,997,000 | 134,875,000 | 131,698,000 |
| Interest-bearing deposits | 121,764,000 | 116,843,000 | 118,537,000 | 114,550,000 |
| Noninterest-bearing deposits | 17,247,000 | 16,154,000 | 16,338,000 | 17,148,000 |
| Equity capital | 20,040,000 | 20,054,000 | 19,793,000 | 19,996,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,901,000 | 3,994,000 | 6,109,000 | 8,340,000 |
| Interest expense | 636,000 | 1,591,000 | 2,759,000 | 3,926,000 |
| Net interest income | 1,265,000 | 2,403,000 | 3,350,000 | 4,414,000 |
| Noninterest income | 150,000 | 324,000 | 465,000 | 645,000 |
| Noninterest expense | 1,223,000 | 2,409,000 | 3,538,000 | 4,583,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 192,000 | 318,000 | 277,000 | -1,220,000 |
| Income tax | 36,000 | 56,000 | 42,000 | -276,000 |
| Net income | 156,000 | 262,000 | 235,000 | -944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,741,000 | 21,911,000 | 21,942,000 | 20,494,000 |
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