Call reports 2022
HERITAGE BANK OF SAINT TAMMANY — 2022
What HERITAGE BANK OF SAINT TAMMANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 157,643,000 | 162,953,000 | 173,716,000 | 179,596,000 |
| Total loans | 106,953,000 | 112,018,000 | 129,456,000 | 136,530,000 |
| Allowance for loan losses | 1,032,000 | 1,028,000 | 1,023,000 | 1,020,000 |
| Securities available for sale | 15,909,000 | 14,844,000 | 16,151,000 | 15,920,000 |
| Securities held to maturity | 6,207,000 | 9,261,000 | 8,898,000 | 8,588,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,663,000 | 134,876,000 | 141,798,000 | 137,156,000 |
| Interest-bearing deposits | 110,408,000 | 115,827,000 | 121,958,000 | 119,325,000 |
| Noninterest-bearing deposits | 16,255,000 | 19,049,000 | 19,840,000 | 17,831,000 |
| Equity capital | 20,877,000 | 19,540,000 | 19,399,000 | 19,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,376,000 | 2,812,000 | 4,462,000 | 6,286,000 |
| Interest expense | 165,000 | 331,000 | 586,000 | 1,009,000 |
| Net interest income | 1,211,000 | 2,481,000 | 3,876,000 | 5,277,000 |
| Noninterest income | 219,000 | 392,000 | 557,000 | 698,000 |
| Noninterest expense | 1,202,000 | 2,406,000 | 3,688,000 | 4,969,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 228,000 | 467,000 | 745,000 | 1,006,000 |
| Income tax | 43,000 | 88,000 | 141,000 | 190,000 |
| Net income | 185,000 | 379,000 | 604,000 | 816,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,930,000 | 21,189,000 | 21,478,000 | 21,754,000 |