Call reports 2021
HERITAGE BANK OF SAINT TAMMANY — 2021
What HERITAGE BANK OF SAINT TAMMANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 151,476,000 | 152,511,000 | 152,694,000 | 153,591,000 |
| Total loans | 108,842,000 | 106,423,000 | 106,280,000 | 103,814,000 |
| Allowance for loan losses | 1,037,000 | 1,035,000 | 1,034,000 | 1,033,000 |
| Securities available for sale | 16,531,000 | 17,353,000 | 18,393,000 | 17,681,000 |
| Securities held to maturity | 241,000 | 219,000 | 202,000 | 2,722,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,532,000 | 117,505,000 | 118,619,000 | 120,516,000 |
| Interest-bearing deposits | 100,225,000 | 103,758,000 | 103,935,000 | 104,633,000 |
| Noninterest-bearing deposits | 16,307,000 | 13,747,000 | 14,684,000 | 15,883,000 |
| Equity capital | 20,513,000 | 20,910,000 | 21,274,000 | 21,490,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,494,000 | 2,954,000 | 4,380,000 | 5,841,000 |
| Interest expense | 262,000 | 488,000 | 688,000 | 877,000 |
| Net interest income | 1,232,000 | 2,466,000 | 3,692,000 | 4,964,000 |
| Noninterest income | 402,000 | 785,000 | 1,080,000 | 1,417,000 |
| Noninterest expense | 1,211,000 | 2,466,000 | 3,670,000 | 4,905,000 |
| Provision for loan losses | 25,000 | 25,000 | 25,000 | 25,000 |
| Pretax income | 398,000 | 755,000 | 1,072,000 | 1,446,000 |
| Income tax | 81,000 | 153,000 | 217,000 | 294,000 |
| Net income | 317,000 | 602,000 | 855,000 | 1,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,655,000 | 21,004,000 | 21,322,000 | 21,681,000 |