Call reports 2013
HERITAGE BANK OF SAINT TAMMANY — 2013
What HERITAGE BANK OF SAINT TAMMANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 90,636,000 | 90,008,000 | 88,776,000 | 88,132,000 |
| Total loans | 55,097,000 | 56,604,000 | 57,359,000 | 57,999,000 |
| Allowance for loan losses | 1,006,000 | 997,000 | 983,000 | 939,000 |
| Securities available for sale | 10,556,000 | 11,624,000 | 11,044,000 | 10,700,000 |
| Securities held to maturity | 3,428,000 | 3,313,000 | 3,209,000 | 3,133,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,267,000 | 76,427,000 | 75,143,000 | 75,005,000 |
| Interest-bearing deposits | 74,077,000 | 73,771,000 | 72,389,000 | 73,000,000 |
| Noninterest-bearing deposits | 3,190,000 | 2,656,000 | 2,754,000 | 2,005,000 |
| Equity capital | 9,042,000 | 8,953,000 | 8,752,000 | 8,769,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 912,000 | 1,819,000 | 2,732,000 | 3,614,000 |
| Interest expense | 271,000 | 531,000 | 784,000 | 1,032,000 |
| Net interest income | 641,000 | 1,288,000 | 1,948,000 | 2,582,000 |
| Noninterest income | 71,000 | 122,000 | 150,000 | 218,000 |
| Noninterest expense | 620,000 | 1,300,000 | 2,162,000 | 2,899,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 92,000 | 110,000 | -164,000 | -199,000 |
| Income tax | 30,000 | 31,000 | 31,000 | -67,000 |
| Net income | 62,000 | 79,000 | -195,000 | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,846,000 | 8,853,000 | 8,720,000 | 8,782,000 |
| Total capital | 9,437,000 | 9,449,000 | 9,311,000 | 9,384,000 |
| Risk-weighted assets | 46,838,000 | 47,311,000 | 46,541,000 | 47,474,000 |
Machine access — free, no API key
Every figure shown here about HERITAGE BANK OF SAINT TAMMANY — 2013 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.