Call reports 2024
COMMERCIAL BANK — 2024
What COMMERCIAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,935,302,000 | 1,961,352,000 | 2,230,200,000 | 2,277,375,000 |
| Total loans | 1,486,125,000 | 1,520,643,000 | 1,737,039,000 | 1,794,342,000 |
| Allowance for loan losses | 14,086,000 | 14,073,000 | 18,287,000 | 18,205,000 |
| Securities available for sale | 52,117,000 | 31,135,000 | 49,024,000 | 47,939,000 |
| Securities held to maturity | 146,580,000 | 145,975,000 | 132,809,000 | 128,216,000 |
| Trading assets | 22,842,000 | 22,958,000 | 15,599,000 | 22,178,000 |
| Total deposits | 1,604,950,000 | 1,608,022,000 | 1,894,301,000 | 1,939,717,000 |
| Interest-bearing deposits | 1,264,813,000 | 1,259,549,000 | 1,483,850,000 | 1,541,996,000 |
| Noninterest-bearing deposits | 340,137,000 | 348,473,000 | 410,451,000 | 397,721,000 |
| Equity capital | 199,238,000 | 201,649,000 | 237,640,000 | 238,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 25,766,000 | 51,800,000 | 82,370,000 | 113,643,000 |
| Interest expense | 9,218,000 | 18,603,000 | 29,411,000 | 40,329,000 |
| Net interest income | 16,548,000 | 33,197,000 | 52,959,000 | 73,314,000 |
| Noninterest income | 1,968,000 | 4,086,000 | 6,694,000 | 9,580,000 |
| Noninterest expense | 8,403,000 | 16,955,000 | 27,097,000 | 38,298,000 |
| Provision for loan losses | 115,000 | 115,000 | 438,000 | 443,000 |
| Pretax income | 9,998,000 | 20,213,000 | 32,118,000 | 44,153,000 |
| Income tax | 1,744,000 | 3,387,000 | 5,823,000 | 9,604,000 |
| Net income | 8,254,000 | 16,826,000 | 26,295,000 | 34,549,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,247,000 | 201,821,000 | 237,154,000 | 235,442,000 |
| Total capital | 213,403,000 | 215,964,000 | 255,511,000 | 253,717,000 |
| Risk-weighted assets | 1,597,423,000 | 1,618,361,000 | 1,841,727,000 | 1,886,309,000 |