Call reports 2023
COMMERCIAL BANK — 2023
What COMMERCIAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,775,953,000 | 1,826,048,000 | 1,906,941,000 | 1,928,073,000 |
| Total loans | 1,353,743,000 | 1,409,058,000 | 1,433,905,000 | 1,467,598,000 |
| Allowance for loan losses | 13,096,000 | 13,263,000 | 13,529,000 | 14,006,000 |
| Securities available for sale | 30,293,000 | 28,730,000 | 27,361,000 | 42,766,000 |
| Securities held to maturity | 179,832,000 | 179,519,000 | 161,183,000 | 154,892,000 |
| Trading assets | 19,385,000 | 23,467,000 | 29,251,000 | 19,698,000 |
| Total deposits | 1,440,165,000 | 1,438,312,000 | 1,574,035,000 | 1,601,635,000 |
| Interest-bearing deposits | 1,063,492,000 | 1,080,127,000 | 1,219,343,000 | 1,261,665,000 |
| Noninterest-bearing deposits | 376,673,000 | 358,185,000 | 354,692,000 | 339,970,000 |
| Equity capital | 174,085,000 | 179,168,000 | 186,588,000 | 194,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 20,480,000 | 42,792,000 | 67,119,000 | 92,678,000 |
| Interest expense | 3,276,000 | 8,776,000 | 16,502,000 | 24,937,000 |
| Net interest income | 17,204,000 | 34,016,000 | 50,617,000 | 67,741,000 |
| Noninterest income | 2,586,000 | 4,503,000 | 6,527,000 | 8,668,000 |
| Noninterest expense | 7,872,000 | 16,044,000 | 24,344,000 | 32,835,000 |
| Provision for loan losses | 52,000 | 234,000 | 531,000 | 1,032,000 |
| Pretax income | 11,866,000 | 22,241,000 | 32,269,000 | 42,542,000 |
| Income tax | 2,795,000 | 5,377,000 | 7,677,000 | 9,440,000 |
| Net income | 9,071,000 | 16,864,000 | 24,592,000 | 33,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 173,858,000 | 179,296,000 | 187,177,000 | 193,842,000 |
| Total capital | 187,024,000 | 192,629,000 | 200,776,000 | 207,918,000 |
| Risk-weighted assets | 1,412,684,000 | 1,525,685,000 | 1,561,736,000 | 1,569,879,000 |