Call reports 2022
COMMERCIAL BANK — 2022
What COMMERCIAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 1,719,378,000 | 1,693,189,000 | 1,762,608,000 | 1,734,819,000 |
| Total loans | 1,273,350,000 | 1,265,323,000 | 1,283,777,000 | 1,330,660,000 |
| Allowance for loan losses | 11,169,000 | 12,528,000 | 12,502,000 | 13,060,000 |
| Securities available for sale | 94,540,000 | 77,063,000 | 36,388,000 | 35,846,000 |
| Securities held to maturity | 167,992,000 | 167,135,000 | 195,151,000 | 180,067,000 |
| Trading assets | 6,814,000 | 14,267,000 | 25,129,000 | 23,854,000 |
| Total deposits | 1,454,077,000 | 1,408,076,000 | 1,453,412,000 | 1,420,929,000 |
| Interest-bearing deposits | 1,094,035,000 | 1,039,392,000 | 1,067,736,000 | 1,062,194,000 |
| Noninterest-bearing deposits | 360,042,000 | 368,684,000 | 385,676,000 | 358,735,000 |
| Equity capital | 171,833,000 | 175,578,000 | 181,156,000 | 183,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 14,402,000 | 29,416,000 | 46,273,000 | 65,491,000 |
| Interest expense | 1,398,000 | 2,847,000 | 4,541,000 | 6,911,000 |
| Net interest income | 13,004,000 | 26,569,000 | 41,732,000 | 58,580,000 |
| Noninterest income | 1,653,000 | 4,211,000 | 6,408,000 | 8,568,000 |
| Noninterest expense | 7,851,000 | 15,766,000 | 23,786,000 | 31,568,000 |
| Provision for loan losses | 168,000 | 178,000 | 178,000 | 779,000 |
| Pretax income | 6,638,000 | 14,834,000 | 24,174,000 | 34,799,000 |
| Income tax | 1,312,000 | 3,165,000 | 5,588,000 | 7,772,000 |
| Net income | 5,326,000 | 11,669,000 | 18,586,000 | 27,027,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 169,555,000 | 175,471,000 | 181,788,000 | 183,638,000 |
| Total capital | 180,794,000 | 188,069,000 | 194,360,000 | 196,768,000 |
| Risk-weighted assets | 1,222,665,000 | 1,334,126,000 | 1,365,767,000 | 1,382,505,000 |