Call reports 2021
COMMERCIAL BANK — 2021
What COMMERCIAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,672,751,000 | 1,652,999,000 | 1,705,588,000 | 1,711,504,000 |
| Total loans | 1,195,648,000 | 1,197,690,000 | 1,165,699,000 | 1,205,501,000 |
| Allowance for loan losses | 11,163,000 | 11,426,000 | 11,414,000 | 11,189,000 |
| Securities available for sale | 111,214,000 | 89,674,000 | 63,050,000 | 84,888,000 |
| Securities held to maturity | 2,561,000 | 55,944,000 | 162,626,000 | 161,473,000 |
| Trading assets | 7,364,000 | 8,323,000 | 8,153,000 | 7,415,000 |
| Total deposits | 1,425,951,000 | 1,404,144,000 | 1,444,373,000 | 1,448,890,000 |
| Interest-bearing deposits | 1,100,697,000 | 1,059,103,000 | 1,077,315,000 | 1,098,110,000 |
| Noninterest-bearing deposits | 325,254,000 | 345,041,000 | 367,058,000 | 350,780,000 |
| Equity capital | 157,494,000 | 162,292,000 | 167,898,000 | 170,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,940,000 | 30,454,000 | 45,606,000 | 59,452,000 |
| Interest expense | 2,161,000 | 4,058,000 | 5,743,000 | 7,274,000 |
| Net interest income | 12,779,000 | 26,396,000 | 39,863,000 | 52,178,000 |
| Noninterest income | 1,918,000 | 3,678,000 | 5,574,000 | 7,511,000 |
| Noninterest expense | 7,791,000 | 15,636,000 | 23,554,000 | 31,420,000 |
| Provision for loan losses | 291,000 | 396,000 | 396,000 | 396,000 |
| Pretax income | 6,615,000 | 14,042,000 | 21,487,000 | 27,873,000 |
| Income tax | 1,323,000 | 3,101,000 | 4,876,000 | 6,565,000 |
| Net income | 5,292,000 | 10,941,000 | 16,611,000 | 21,308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,234,000 | 158,337,000 | 164,214,000 | 166,899,000 |
| Total capital | 164,467,000 | 169,833,000 | 175,698,000 | 178,158,000 |
| Risk-weighted assets | 1,145,793,000 | 1,196,318,000 | 1,102,682,000 | 1,252,044,000 |