Call reports 2020
COMMERCIAL BANK — 2020
What COMMERCIAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,496,200,000 | 1,566,423,000 | 1,557,306,000 | 1,612,835,000 |
| Total loans | 1,180,560,000 | 1,219,040,000 | 1,208,084,000 | 1,244,495,000 |
| Allowance for loan losses | 9,490,000 | 10,341,000 | 10,737,000 | 10,908,000 |
| Securities available for sale | 128,964,000 | 135,082,000 | 121,635,000 | 106,264,000 |
| Securities held to maturity | 12,661,000 | 2,657,000 | 2,571,000 | 2,566,000 |
| Trading assets | 20,881,000 | 22,706,000 | 21,666,000 | 19,113,000 |
| Total deposits | 1,255,364,000 | 1,310,246,000 | 1,296,068,000 | 1,351,321,000 |
| Interest-bearing deposits | 1,011,842,000 | 1,013,217,000 | 996,461,000 | 1,036,818,000 |
| Noninterest-bearing deposits | 243,522,000 | 297,029,000 | 299,607,000 | 314,503,000 |
| Equity capital | 143,385,000 | 148,078,000 | 152,195,000 | 154,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 16,451,000 | 32,981,000 | 48,265,000 | 62,672,000 |
| Interest expense | 3,497,000 | 6,588,000 | 9,439,000 | 11,753,000 |
| Net interest income | 12,954,000 | 26,393,000 | 38,826,000 | 50,919,000 |
| Noninterest income | 1,513,000 | 2,882,000 | 4,447,000 | 6,443,000 |
| Noninterest expense | 7,841,000 | 15,841,000 | 23,977,000 | 31,793,000 |
| Provision for loan losses | 454,000 | 1,209,000 | 1,669,000 | 1,914,000 |
| Pretax income | 6,172,000 | 12,227,000 | 17,629,000 | 23,657,000 |
| Income tax | 1,258,000 | 2,920,000 | 4,068,000 | 5,234,000 |
| Net income | 4,914,000 | 9,307,000 | 13,561,000 | 18,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,626,000 | 142,642,000 | 147,323,000 | 150,269,000 |
| Total capital | 148,271,000 | 153,138,000 | 158,215,000 | 161,247,000 |
| Risk-weighted assets | 1,145,523,000 | 1,171,501,000 | 1,193,267,000 | 1,207,490,000 |