Call reports 2019
COMMERCIAL BANK — 2019
What COMMERCIAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,266,428,000 | 1,294,778,000 | 1,328,050,000 | 1,285,083,000 |
| Total loans | 969,421,000 | 1,031,020,000 | 1,046,444,000 | 1,038,301,000 |
| Allowance for loan losses | 9,088,000 | 9,041,000 | 9,296,000 | 9,166,000 |
| Securities available for sale | 95,115,000 | 81,564,000 | 80,804,000 | 63,892,000 |
| Securities held to maturity | 772,000 | 230,000 | 125,000 | 2,667,000 |
| Trading assets | 6,063,000 | 9,073,000 | 11,358,000 | 9,437,000 |
| Total deposits | 1,067,985,000 | 1,066,682,000 | 1,070,704,000 | 1,072,585,000 |
| Interest-bearing deposits | 870,142,000 | 862,456,000 | 872,163,000 | 889,349,000 |
| Noninterest-bearing deposits | 197,843,000 | 204,226,000 | 198,541,000 | 183,236,000 |
| Equity capital | 121,215,000 | 125,356,000 | 128,854,000 | 131,584,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 14,293,000 | 29,453,000 | 44,444,000 | 59,614,000 |
| Interest expense | 3,468,000 | 7,073,000 | 10,816,000 | 14,342,000 |
| Net interest income | 10,825,000 | 22,380,000 | 33,628,000 | 45,272,000 |
| Noninterest income | 1,333,000 | 3,069,000 | 4,695,000 | 6,200,000 |
| Noninterest expense | 6,905,000 | 14,091,000 | 21,478,000 | 28,149,000 |
| Provision for loan losses | 388,000 | 757,000 | 1,125,000 | 1,493,000 |
| Pretax income | 4,905,000 | 10,641,000 | 15,760,000 | 21,870,000 |
| Income tax | 1,129,000 | 2,507,000 | 3,647,000 | 5,013,000 |
| Net income | 3,776,000 | 8,134,000 | 12,113,000 | 16,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,771,000 | 121,699,000 | 125,219,000 | 128,102,000 |
| Total capital | 126,929,000 | 130,810,000 | 134,585,000 | 137,338,000 |
| Risk-weighted assets | 962,300,000 | 1,016,673,000 | 1,005,861,000 | 1,008,690,000 |