Call reports 2018
COMMERCIAL BANK — 2018
What COMMERCIAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,210,054,000 | 1,189,456,000 | 1,206,109,000 | 1,280,405,000 |
| Total loans | 912,508,000 | 929,230,000 | 934,519,000 | 979,011,000 |
| Allowance for loan losses | 7,546,000 | 7,753,000 | 8,001,000 | 8,690,000 |
| Securities available for sale | 93,267,000 | 95,925,000 | 99,065,000 | 100,237,000 |
| Securities held to maturity | 11,332,000 | 10,993,000 | 10,528,000 | 9,349,000 |
| Trading assets | 917,000 | 1,362,000 | 1,557,000 | 526,000 |
| Total deposits | 1,001,412,000 | 1,005,533,000 | 1,004,679,000 | 1,089,457,000 |
| Interest-bearing deposits | 801,715,000 | 803,789,000 | 804,154,000 | 889,972,000 |
| Noninterest-bearing deposits | 199,697,000 | 201,744,000 | 200,525,000 | 199,485,000 |
| Equity capital | 111,243,000 | 113,133,000 | 115,083,000 | 117,945,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 12,270,000 | 24,918,000 | 39,173,000 | 53,348,000 |
| Interest expense | 1,750,000 | 3,814,000 | 6,268,000 | 9,213,000 |
| Net interest income | 10,520,000 | 21,104,000 | 32,905,000 | 44,135,000 |
| Noninterest income | 1,304,000 | 2,048,000 | 3,319,000 | 4,715,000 |
| Noninterest expense | 6,781,000 | 13,754,000 | 20,483,000 | 27,489,000 |
| Provision for loan losses | 493,000 | 866,000 | 1,389,000 | 1,849,000 |
| Pretax income | 4,526,000 | 8,508,000 | 14,328,000 | 19,490,000 |
| Income tax | 993,000 | 1,856,000 | 3,237,000 | 4,836,000 |
| Net income | 3,533,000 | 6,652,000 | 11,091,000 | 14,654,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,846,000 | 109,067,000 | 111,141,000 | 115,085,000 |
| Total capital | 114,480,000 | 116,820,000 | 119,212,000 | 123,845,000 |
| Risk-weighted assets | 894,881,000 | 899,830,000 | 904,654,000 | 958,898,000 |