Call reports 2017
COMMERCIAL BANK — 2017
What COMMERCIAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 930,132,000 | 932,069,000 | 939,996,000 | 981,216,000 |
| Total loans | 692,731,000 | 704,691,000 | 723,094,000 | 749,231,000 |
| Allowance for loan losses | 7,334,000 | 7,720,000 | 8,239,000 | 8,792,000 |
| Securities available for sale | 84,977,000 | 87,276,000 | 84,965,000 | 86,255,000 |
| Securities held to maturity | 20,378,000 | 19,575,000 | 17,978,000 | 14,740,000 |
| Trading assets | 1,113,000 | 1,029,000 | 1,015,000 | 1,503,000 |
| Total deposits | 771,879,000 | 760,331,000 | 764,646,000 | 797,564,000 |
| Interest-bearing deposits | 618,511,000 | 608,281,000 | 609,884,000 | 634,764,000 |
| Noninterest-bearing deposits | 153,368,000 | 152,050,000 | 154,762,000 | 162,800,000 |
| Equity capital | 96,078,000 | 98,765,000 | 99,202,000 | 100,160,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 8,908,000 | 18,587,000 | 28,372,000 | 38,401,000 |
| Interest expense | 1,260,000 | 2,485,000 | 3,772,000 | 5,148,000 |
| Net interest income | 7,648,000 | 16,102,000 | 24,600,000 | 33,253,000 |
| Noninterest income | 811,000 | 1,800,000 | 2,760,000 | 4,142,000 |
| Noninterest expense | 5,550,000 | 11,380,000 | 17,120,000 | 22,665,000 |
| Provision for loan losses | 370,000 | 744,000 | 1,348,000 | 2,000,000 |
| Pretax income | 2,539,000 | 5,778,000 | 8,892,000 | 12,730,000 |
| Income tax | 787,000 | 362,000 | 1,288,000 | 3,251,000 |
| Net income | 1,752,000 | 5,416,000 | 7,604,000 | 9,479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,556,000 | 97,047,000 | 97,633,000 | 98,784,000 |
| Total capital | 101,960,000 | 104,837,000 | 105,942,000 | 107,646,000 |
| Risk-weighted assets | 679,628,000 | 687,151,000 | 698,709,000 | 732,979,000 |