Call reports 2011
COMMERCIAL BANK — 2011
What COMMERCIAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 828,965,000 | 823,591,000 | 839,093,000 | 791,347,000 |
| Total loans | 588,431,000 | 573,937,000 | 564,846,000 | 560,146,000 |
| Allowance for loan losses | 13,557,000 | 11,147,000 | 9,855,000 | 13,044,000 |
| Securities available for sale | 128,833,000 | 127,313,000 | 129,820,000 | 133,685,000 |
| Securities held to maturity | 2,454,000 | 1,453,000 | 1,454,000 | 1,454,000 |
| Trading assets | 1,247,000 | 1,566,000 | 2,946,000 | 2,979,000 |
| Total deposits | 654,974,000 | 643,233,000 | 656,875,000 | 626,436,000 |
| Interest-bearing deposits | 575,780,000 | 564,545,000 | 574,281,000 | 547,954,000 |
| Noninterest-bearing deposits | 79,194,000 | 78,688,000 | 82,594,000 | 78,482,000 |
| Equity capital | 85,532,000 | 87,404,000 | 87,589,000 | 72,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 9,316,000 | 18,243,000 | 26,552,000 | 35,227,000 |
| Interest expense | 2,533,000 | 4,827,000 | 7,122,000 | 9,299,000 |
| Net interest income | 6,783,000 | 13,416,000 | 19,430,000 | 25,928,000 |
| Noninterest income | 1,067,000 | 2,279,000 | 3,401,000 | 4,472,000 |
| Noninterest expense | 5,389,000 | 11,361,000 | 16,713,000 | 37,428,000 |
| Provision for loan losses | 4,265,000 | 5,039,000 | 6,987,000 | 10,082,000 |
| Pretax income | -1,687,000 | -584,000 | -748,000 | -16,987,000 |
| Income tax | -779,000 | -517,000 | -724,000 | -1,944,000 |
| Net income | -908,000 | -67,000 | -24,000 | -15,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,921,000 | 67,820,000 | 67,296,000 | 67,157,000 |
| Total capital | 74,329,000 | 75,020,000 | 74,227,000 | 73,991,000 |
| Risk-weighted assets | 586,051,000 | 572,069,000 | 551,566,000 | 540,472,000 |