Call reports 2010
COMMERCIAL BANK — 2010
What COMMERCIAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 800,419,000 | 805,788,000 | 856,718,000 | 848,700,000 |
| Total loans | 594,307,000 | 587,075,000 | 596,301,000 | 604,018,000 |
| Allowance for loan losses | 11,322,000 | 10,770,000 | 8,210,000 | 11,000,000 |
| Securities available for sale | 84,745,000 | 101,545,000 | 124,540,000 | 128,244,000 |
| Securities held to maturity | 8,071,000 | 8,065,000 | 8,060,000 | 3,454,000 |
| Trading assets | 0 | 0 | 2,526,000 | 1,506,000 |
| Total deposits | 628,786,000 | 633,268,000 | 673,823,000 | 670,526,000 |
| Interest-bearing deposits | 554,669,000 | 553,243,000 | 598,066,000 | 593,368,000 |
| Noninterest-bearing deposits | 74,117,000 | 80,025,000 | 75,757,000 | 77,158,000 |
| Equity capital | 86,599,000 | 88,233,000 | 90,524,000 | 86,583,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,757,000 | 18,187,000 | 27,911,000 | 37,494,000 |
| Interest expense | 3,035,000 | 6,038,000 | 8,946,000 | 11,684,000 |
| Net interest income | 5,722,000 | 12,149,000 | 18,965,000 | 25,810,000 |
| Noninterest income | 1,022,000 | 2,020,000 | 2,982,000 | 4,229,000 |
| Noninterest expense | 4,544,000 | 9,426,000 | 14,901,000 | 20,560,000 |
| Provision for loan losses | 0 | 301,000 | 897,000 | 4,228,000 |
| Pretax income | 2,204,000 | 4,447,000 | 6,154,000 | 5,292,000 |
| Income tax | 677,000 | 1,369,000 | 1,860,000 | 1,391,000 |
| Net income | 1,527,000 | 3,078,000 | 4,294,000 | 3,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,541,000 | 69,161,000 | 70,347,000 | 68,136,000 |
| Total capital | 74,936,000 | 76,349,000 | 77,723,000 | 75,543,000 |
| Risk-weighted assets | 588,446,000 | 572,587,000 | 589,188,000 | 588,460,000 |