Call reports 2002
COMMERCIAL BANK — 2002
What COMMERCIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 357,251,000 | 364,208,000 | 373,184,000 | 370,540,000 |
| Total loans | 253,216,000 | 256,806,000 | 258,850,000 | 261,459,000 |
| Allowance for loan losses | 3,282,000 | 3,315,000 | 3,263,000 | 3,211,000 |
| Securities available for sale | 32,683,000 | 31,306,000 | 31,192,000 | 20,630,000 |
| Securities held to maturity | 28,456,000 | 28,086,000 | 32,769,000 | 43,875,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 279,575,000 | 286,771,000 | 293,364,000 | 289,106,000 |
| Interest-bearing deposits | 247,174,000 | 251,683,000 | 258,637,000 | 254,683,000 |
| Noninterest-bearing deposits | 32,401,000 | 35,088,000 | 34,728,000 | 34,423,000 |
| Equity capital | 33,713,000 | 35,141,000 | 36,275,000 | 36,131,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,700,000 | 13,356,000 | 19,997,000 | 26,577,000 |
| Interest expense | 2,751,000 | 5,257,000 | 7,663,000 | 9,933,000 |
| Net interest income | 3,949,000 | 8,099,000 | 12,334,000 | 16,644,000 |
| Noninterest income | 367,000 | 738,000 | 1,064,000 | 1,524,000 |
| Noninterest expense | 2,528,000 | 5,005,000 | 7,582,000 | 10,250,000 |
| Provision for loan losses | 262,000 | 524,000 | 844,000 | 1,125,000 |
| Pretax income | 1,529,000 | 3,319,000 | 4,983,000 | 6,804,000 |
| Income tax | 578,000 | 1,257,000 | 1,889,000 | 2,532,000 |
| Net income | 951,000 | 2,062,000 | 3,094,000 | 4,272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,791,000 | 33,850,000 | 34,884,000 | 35,138,000 |
| Total capital | 35,691,000 | 36,801,000 | 37,902,000 | 38,173,000 |
| Risk-weighted assets | 231,648,000 | 235,718,000 | 241,210,000 | 242,623,000 |