Call reports 2001
COMMERCIAL BANK — 2001
What COMMERCIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 211,480,000 | 210,410,000 | 218,663,000 | 356,108,000 |
| Total loans | 161,917,000 | 168,478,000 | 171,846,000 | 255,919,000 |
| Allowance for loan losses | 1,560,000 | 1,525,000 | 1,620,000 | 3,155,000 |
| Securities available for sale | 15,075,000 | 14,473,000 | 12,867,000 | 32,950,000 |
| Securities held to maturity | 11,273,000 | 8,458,000 | 8,966,000 | 20,210,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,247,000 | 169,304,000 | 168,955,000 | 285,714,000 |
| Interest-bearing deposits | 144,990,000 | 142,940,000 | 143,580,000 | 251,119,000 |
| Noninterest-bearing deposits | 23,257,000 | 26,364,000 | 25,375,000 | 34,595,000 |
| Equity capital | 20,037,000 | 20,700,000 | 21,698,000 | 32,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,569,000 | 9,330,000 | 14,148,000 | 20,724,000 |
| Interest expense | 2,150,000 | 4,297,000 | 6,355,000 | 9,067,000 |
| Net interest income | 2,419,000 | 5,033,000 | 7,793,000 | 11,657,000 |
| Noninterest income | 374,000 | 808,000 | 1,251,000 | 1,401,000 |
| Noninterest expense | 1,593,000 | 3,227,000 | 4,829,000 | 7,027,000 |
| Provision for loan losses | 200,000 | 467,000 | 800,000 | 1,125,000 |
| Pretax income | 1,000,000 | 2,147,000 | 3,415,000 | 4,906,000 |
| Income tax | 311,000 | 812,000 | 1,297,000 | 1,857,000 |
| Net income | 689,000 | 1,335,000 | 2,118,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,975,000 | 20,632,000 | 21,422,000 | 31,840,000 |
| Total capital | 19,975,000 | 20,632,000 | 23,042,000 | 34,688,000 |
| Risk-weighted assets | 145,571,000 | 150,024,000 | 155,953,000 | 227,550,000 |