Call reports 2025
FIRST PACIFIC BANK — 2025
What FIRST PACIFIC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 456,121,000 | 477,552,000 | 485,808,000 | 489,137,000 |
| Total loans | 294,064,000 | 311,889,000 | 319,946,000 | 319,869,000 |
| Allowance for loan losses | 3,180,000 | 3,180,000 | 3,141,000 | 3,123,000 |
| Securities available for sale | 1,860,000 | 1,791,000 | 1,757,000 | 1,693,000 |
| Securities held to maturity | 99,109,000 | 98,062,000 | 97,000,000 | 96,096,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 390,153,000 | 378,181,000 | 390,104,000 | 406,223,000 |
| Interest-bearing deposits | 246,336,000 | 239,475,000 | 253,506,000 | 245,663,000 |
| Noninterest-bearing deposits | 143,817,000 | 138,706,000 | 136,598,000 | 160,560,000 |
| Equity capital | 39,016,000 | 39,666,000 | 40,493,000 | 44,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,591,000 | 11,525,000 | 17,794,000 | 23,985,000 |
| Interest expense | 2,033,000 | 4,057,000 | 6,217,000 | 8,330,000 |
| Net interest income | 3,558,000 | 7,468,000 | 11,577,000 | 15,655,000 |
| Noninterest income | 168,000 | 258,000 | 406,000 | 657,000 |
| Noninterest expense | 3,173,000 | 6,529,000 | 9,915,000 | 13,503,000 |
| Provision for loan losses | 0 | 0 | -38,000 | -57,000 |
| Pretax income | 553,000 | 1,197,000 | 2,068,000 | 2,809,000 |
| Income tax | 158,000 | 342,000 | 593,000 | 758,000 |
| Net income | 395,000 | 855,000 | 1,475,000 | 2,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,600,000 | 39,280,000 | 40,051,000 | 44,113,000 |
| Total capital | 41,799,000 | 42,479,000 | 43,250,000 | 47,313,000 |
| Risk-weighted assets | 330,124,000 | 344,984,000 | 355,707,000 | 353,350,000 |