Call reports 2023
FIRST PACIFIC BANK — 2023
What FIRST PACIFIC BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 392,736,000 | 415,557,000 | 422,155,000 | 420,113,000 |
| Total loans | 245,637,000 | 269,181,000 | 273,935,000 | 275,198,000 |
| Allowance for loan losses | 2,699,000 | 2,812,000 | 2,974,000 | 3,110,000 |
| Securities available for sale | 5,927,000 | 5,579,000 | 5,267,000 | 5,257,000 |
| Securities held to maturity | 109,632,000 | 108,502,000 | 105,464,000 | 104,359,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 306,187,000 | 320,252,000 | 332,986,000 | 333,971,000 |
| Interest-bearing deposits | 170,886,000 | 185,353,000 | 201,313,000 | 211,964,000 |
| Noninterest-bearing deposits | 135,301,000 | 134,899,000 | 131,673,000 | 122,007,000 |
| Equity capital | 31,526,000 | 34,994,000 | 36,243,000 | 36,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,284,000 | 9,214,000 | 14,530,000 | 19,985,000 |
| Interest expense | 1,185,000 | 2,962,000 | 4,937,000 | 7,185,000 |
| Net interest income | 3,099,000 | 6,252,000 | 9,593,000 | 12,800,000 |
| Noninterest income | 158,000 | 370,000 | 771,000 | 935,000 |
| Noninterest expense | 3,195,000 | 6,365,000 | 9,844,000 | 13,020,000 |
| Provision for loan losses | 463,000 | 576,000 | 738,000 | 874,000 |
| Pretax income | -401,000 | -356,000 | -284,000 | -206,000 |
| Income tax | -121,000 | -115,000 | -120,000 | -136,000 |
| Net income | -280,000 | -241,000 | -164,000 | -70,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,324,000 | 34,826,000 | 36,034,000 | 36,306,000 |
| Total capital | 34,080,000 | 37,732,000 | 39,131,000 | 39,505,000 |
| Risk-weighted assets | 291,484,000 | 316,922,000 | 325,529,000 | 329,804,000 |
Machine access — free, no API key
Every figure shown here about FIRST PACIFIC BANK — 2023 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.