Call reports 2022
FIRST PACIFIC BANK — 2022
What FIRST PACIFIC BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 281,850,000 | 306,321,000 | 329,080,000 | 366,646,000 |
| Total loans | 99,543,000 | 138,444,000 | 176,698,000 | 205,002,000 |
| Allowance for loan losses | 1,800,000 | 1,800,000 | 1,800,000 | 2,000,000 |
| Securities available for sale | 9,275,000 | 8,528,000 | 7,935,000 | 6,144,000 |
| Securities held to maturity | 114,815,000 | 113,361,000 | 111,904,000 | 110,678,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 258,503,000 | 258,870,000 | 266,590,000 | 266,191,000 |
| Interest-bearing deposits | 125,699,000 | 127,217,000 | 139,900,000 | 146,025,000 |
| Noninterest-bearing deposits | 132,804,000 | 131,653,000 | 126,690,000 | 120,166,000 |
| Equity capital | 19,174,000 | 18,783,000 | 28,510,000 | 31,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,699,000 | 3,683,000 | 6,374,000 | 9,836,000 |
| Interest expense | 116,000 | 188,000 | 395,000 | 964,000 |
| Net interest income | 1,583,000 | 3,495,000 | 5,979,000 | 8,872,000 |
| Noninterest income | 679,000 | 879,000 | 1,080,000 | 1,218,000 |
| Noninterest expense | 2,462,000 | 5,231,000 | 8,151,000 | 11,288,000 |
| Provision for loan losses | 0 | 0 | 0 | 200,000 |
| Pretax income | -200,000 | -857,000 | -1,092,000 | -1,417,000 |
| Income tax | -70,000 | -275,000 | -356,000 | -471,000 |
| Net income | -130,000 | -582,000 | -736,000 | -946,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,510,000 | 18,191,000 | 27,975,000 | 31,613,000 |
| Total capital | 20,226,000 | 20,035,000 | 29,819,000 | 33,657,000 |
| Risk-weighted assets | 137,199,000 | 183,110,000 | 223,613,000 | 253,308,000 |