Call reports 2021
FIRST PACIFIC BANK — 2021
What FIRST PACIFIC BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 214,121,000 | 223,328,000 | 315,118,000 | 292,937,000 |
| Total loans | 127,186,000 | 106,438,000 | 93,574,000 | 88,923,000 |
| Allowance for loan losses | 1,603,000 | 1,800,000 | 1,800,000 | 1,800,000 |
| Securities available for sale | 17,744,000 | 15,743,000 | 36,988,000 | 118,314,000 |
| Securities held to maturity | 2,000,000 | 2,000,000 | 6,465,000 | 8,544,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,395,000 | 180,348,000 | 269,894,000 | 257,874,000 |
| Interest-bearing deposits | 82,055,000 | 89,135,000 | 136,992,000 | 122,935,000 |
| Noninterest-bearing deposits | 89,340,000 | 91,213,000 | 132,902,000 | 134,939,000 |
| Equity capital | 20,747,000 | 20,923,000 | 21,026,000 | 19,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,474,000 | 3,010,000 | 4,423,000 | 5,944,000 |
| Interest expense | 135,000 | 271,000 | 411,000 | 559,000 |
| Net interest income | 1,339,000 | 2,739,000 | 4,012,000 | 5,385,000 |
| Noninterest income | 118,000 | 322,000 | 937,000 | 1,135,000 |
| Noninterest expense | 1,126,000 | 2,501,000 | 3,866,000 | 6,091,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 331,000 | 560,000 | 1,083,000 | 429,000 |
| Income tax | 91,000 | 151,000 | 299,000 | 93,000 |
| Net income | 240,000 | 409,000 | 784,000 | 336,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,953,000 | 20,139,000 | 18,942,000 | 18,226,000 |
| Total capital | 21,252,000 | 21,405,000 | 20,316,000 | 19,796,000 |
| Risk-weighted assets | 103,632,000 | 100,702,000 | 109,462,000 | 125,405,000 |