Call reports 2019
FIRST PACIFIC BANK — 2019
What FIRST PACIFIC BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 158,320,000 | 156,970,000 | 160,246,000 | 158,928,000 |
| Total loans | 89,044,000 | 98,162,000 | 102,912,000 | 93,988,000 |
| Allowance for loan losses | 1,525,000 | 1,525,000 | 1,525,000 | 1,332,000 |
| Securities available for sale | 51,912,000 | 43,476,000 | 34,436,000 | 32,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,029,000 | 115,975,000 | 119,842,000 | 118,213,000 |
| Interest-bearing deposits | 76,470,000 | 69,492,000 | 66,370,000 | 63,932,000 |
| Noninterest-bearing deposits | 46,559,000 | 46,483,000 | 53,472,000 | 54,281,000 |
| Equity capital | 17,555,000 | 18,490,000 | 18,860,000 | 19,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,518,000 | 3,040,000 | 4,632,000 | 6,145,000 |
| Interest expense | 138,000 | 289,000 | 478,000 | 657,000 |
| Net interest income | 1,380,000 | 2,751,000 | 4,154,000 | 5,488,000 |
| Noninterest income | 126,000 | 247,000 | 379,000 | 537,000 |
| Noninterest expense | 1,085,000 | 2,177,000 | 3,280,000 | 4,416,000 |
| Provision for loan losses | 0 | 0 | 0 | 125,000 |
| Pretax income | 421,000 | 865,000 | 1,303,000 | 1,534,000 |
| Income tax | 120,000 | 246,000 | 370,000 | 431,000 |
| Net income | 301,000 | 619,000 | 933,000 | 1,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,793,000 | 18,131,000 | 18,465,000 | 18,654,000 |
| Total capital | 19,087,000 | 19,545,000 | 19,740,000 | 20,020,000 |
| Risk-weighted assets | 103,258,000 | 113,045,000 | 101,770,000 | 109,304,000 |