Call reports 2018
FIRST PACIFIC BANK — 2018
What FIRST PACIFIC BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 155,643,000 | 154,452,000 | 155,421,000 | 153,042,000 |
| Total loans | 81,402,000 | 79,097,000 | 77,965,000 | 86,136,000 |
| Allowance for loan losses | 1,525,000 | 1,525,000 | 1,525,000 | 1,525,000 |
| Securities available for sale | 48,857,000 | 47,158,000 | 45,370,000 | 53,463,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 112,208,000 | 115,994,000 | 120,506,000 | 122,241,000 |
| Interest-bearing deposits | 69,521,000 | 70,793,000 | 70,396,000 | 78,438,000 |
| Noninterest-bearing deposits | 42,687,000 | 45,201,000 | 50,110,000 | 43,803,000 |
| Equity capital | 15,988,000 | 16,054,000 | 16,131,000 | 16,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,327,000 | 2,674,000 | 4,017,000 | 5,500,000 |
| Interest expense | 122,000 | 233,000 | 343,000 | 469,000 |
| Net interest income | 1,205,000 | 2,441,000 | 3,674,000 | 5,031,000 |
| Noninterest income | 120,000 | 234,000 | 350,000 | 467,000 |
| Noninterest expense | 1,060,000 | 2,150,000 | 3,213,000 | 4,240,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 266,000 | 526,000 | 812,000 | 1,259,000 |
| Income tax | 74,000 | 146,000 | 225,000 | 352,000 |
| Net income | 192,000 | 380,000 | 587,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,625,000 | 16,832,000 | 17,042,000 | 17,364,000 |
| Total capital | 17,828,000 | 18,014,000 | 18,198,000 | 18,627,000 |
| Risk-weighted assets | 95,834,000 | 94,242,000 | 92,093,000 | 100,785,000 |