Call reports 2017
FIRST PACIFIC BANK — 2017
What FIRST PACIFIC BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 155,680,000 | 155,098,000 | 152,751,000 | 154,466,000 |
| Total loans | 82,964,000 | 84,986,000 | 82,180,000 | 77,331,000 |
| Allowance for loan losses | 1,525,000 | 1,525,000 | 1,525,000 | 1,525,000 |
| Securities available for sale | 40,883,000 | 39,857,000 | 51,123,000 | 53,131,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,191,000 | 117,295,000 | 123,801,000 | 113,913,000 |
| Interest-bearing deposits | 71,683,000 | 71,407,000 | 73,427,000 | 66,856,000 |
| Noninterest-bearing deposits | 51,508,000 | 45,888,000 | 50,374,000 | 47,057,000 |
| Equity capital | 16,043,000 | 16,379,000 | 16,493,000 | 16,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,462,000 | 3,769,000 | 5,104,000 |
| Interest expense | 83,000 | 168,000 | 257,000 | 348,000 |
| Net interest income | 1,127,000 | 2,294,000 | 3,512,000 | 4,756,000 |
| Noninterest income | 133,000 | 244,000 | 413,000 | 525,000 |
| Noninterest expense | 996,000 | 2,012,000 | 3,068,000 | 4,094,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 264,000 | 526,000 | 857,000 | 1,187,000 |
| Income tax | 102,000 | 203,000 | 332,000 | 591,000 |
| Net income | 162,000 | 323,000 | 525,000 | 596,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,413,000 | 15,677,000 | 16,009,000 | 16,211,000 |
| Total capital | 16,680,000 | 16,939,000 | 17,256,000 | 17,420,000 |
| Risk-weighted assets | 101,038,000 | 100,647,000 | 99,452,000 | 96,389,000 |