Call reports 2016
FIRST PACIFIC BANK — 2016
What FIRST PACIFIC BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 126,954,000 | 141,672,000 | 142,619,000 | 143,167,000 |
| Total loans | 69,393,000 | 78,334,000 | 79,018,000 | 74,986,000 |
| Allowance for loan losses | 1,595,000 | 1,525,000 | 1,525,000 | 1,525,000 |
| Securities available for sale | 42,225,000 | 31,912,000 | 30,623,000 | 42,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 99,993,000 | 112,330,000 | 115,102,000 | 115,529,000 |
| Interest-bearing deposits | 53,970,000 | 54,614,000 | 67,047,000 | 68,012,000 |
| Noninterest-bearing deposits | 46,023,000 | 57,716,000 | 48,055,000 | 47,517,000 |
| Equity capital | 15,488,000 | 15,799,000 | 15,861,000 | 15,866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,091,000 | 2,206,000 | 3,360,000 | 4,577,000 |
| Interest expense | 75,000 | 153,000 | 234,000 | 318,000 |
| Net interest income | 1,016,000 | 2,053,000 | 3,126,000 | 4,259,000 |
| Noninterest income | 118,000 | 229,000 | 335,000 | 447,000 |
| Noninterest expense | 1,010,000 | 1,993,000 | 2,976,000 | 3,932,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 124,000 | 325,000 | 521,000 | 810,000 |
| Income tax | 44,000 | 119,000 | 193,000 | 105,000 |
| Net income | 80,000 | 206,000 | 328,000 | 705,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,383,000 | 14,556,000 | 14,680,000 | 14,859,000 |
| Total capital | 15,500,000 | 15,752,000 | 15,887,000 | 16,057,000 |
| Risk-weighted assets | 88,641,000 | 95,077,000 | 96,028,000 | 95,193,000 |