Call reports 2015
FIRST PACIFIC BANK — 2015
What FIRST PACIFIC BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 117,016,000 | 129,480,000 | 129,622,000 | 125,579,000 |
| Total loans | 64,918,000 | 67,797,000 | 68,841,000 | 67,876,000 |
| Allowance for loan losses | 1,595,000 | 1,595,000 | 1,595,000 | 1,595,000 |
| Securities available for sale | 37,962,000 | 42,030,000 | 45,252,000 | 43,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 89,545,000 | 100,879,000 | 98,644,000 | 96,885,000 |
| Interest-bearing deposits | 50,814,000 | 53,672,000 | 54,541,000 | 54,354,000 |
| Noninterest-bearing deposits | 38,731,000 | 47,207,000 | 44,103,000 | 42,531,000 |
| Equity capital | 15,324,000 | 15,135,000 | 15,398,000 | 15,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,128,000 | 3,260,000 | 4,396,000 |
| Interest expense | 69,000 | 137,000 | 209,000 | 284,000 |
| Net interest income | 973,000 | 1,991,000 | 3,051,000 | 4,112,000 |
| Noninterest income | 66,000 | 220,000 | 381,000 | 502,000 |
| Noninterest expense | 974,000 | 1,973,000 | 2,997,000 | 3,996,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 96,000 | 269,000 | 466,000 | 619,000 |
| Income tax | 31,000 | 95,000 | 169,000 | 225,000 |
| Net income | 65,000 | 174,000 | 297,000 | 394,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,408,000 | 13,862,000 | 14,043,000 | 14,319,000 |
| Total capital | 15,539,000 | 14,926,000 | 15,122,000 | 15,391,000 |
| Risk-weighted assets | 89,973,000 | 84,113,000 | 85,293,000 | 84,853,000 |