Call reports 2014
FIRST PACIFIC BANK — 2014
What FIRST PACIFIC BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 108,197,000 | 109,973,000 | 113,344,000 | 119,903,000 |
| Total loans | 58,669,000 | 56,815,000 | 58,501,000 | 60,869,000 |
| Allowance for loan losses | 1,452,000 | 1,587,000 | 1,595,000 | 1,595,000 |
| Securities available for sale | 35,844,000 | 37,916,000 | 38,711,000 | 42,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 86,206,000 | 87,746,000 | 89,701,000 | 95,559,000 |
| Interest-bearing deposits | 51,545,000 | 51,710,000 | 53,039,000 | 56,337,000 |
| Noninterest-bearing deposits | 34,661,000 | 36,036,000 | 36,662,000 | 39,222,000 |
| Equity capital | 12,898,000 | 13,102,000 | 14,498,000 | 15,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,038,000 | 2,077,000 | 3,085,000 | 4,161,000 |
| Interest expense | 71,000 | 140,000 | 214,000 | 288,000 |
| Net interest income | 967,000 | 1,937,000 | 2,871,000 | 3,873,000 |
| Noninterest income | 147,000 | 211,000 | 415,000 | 487,000 |
| Noninterest expense | 954,000 | 1,896,000 | 2,869,000 | 3,873,000 |
| Provision for loan losses | 0 | 0 | 0 | -850,000 |
| Pretax income | 183,000 | 268,000 | 434,000 | 1,391,000 |
| Income tax | 0 | 0 | -1,300,000 | -860,000 |
| Net income | 183,000 | 268,000 | 1,734,000 | 2,251,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,936,000 | 13,021,000 | 14,488,000 | 15,004,000 |
| Total capital | 13,839,000 | 13,989,000 | 15,500,000 | 16,061,000 |
| Risk-weighted assets | 71,646,000 | 76,740,000 | 80,363,000 | 83,958,000 |